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Posted November 12, 2014
Our new relationship with Howden Life & Health, has proved extremely beneficial, their focused, diligent service has enabled us to deal with several outstanding issues, that could have proved detrimental to the organisation and its workforce.
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Every business will have people that are 'key' to the running of it: employees with valuable technical expertise, or strong relationships, CEOs and directors. Key person cover can provide the business with important funds to help it survive the impact of losing a key employee.
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Tools to help with your Unemployment Cover needs
Understand your own risk and what life might have in store for you.
Risk Calculator Tool
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Choose Howden Life & Health for your unemployment cover
Losing your job, and therefore your income, can be horribly stressful. By taking out an unemployment insurance policy, you can have the peace of mind that comes from knowing that if you’re made redundant, you’ll have a financial safety net in place to help you meet your essential costs.
The benefits of Unemployment Cover
Up to 65% of your income covered
Pays a monthly benefit
Protects Mortgages, Rent and bills
12 months benefit
A choice of excess periods
Carers cover available
What does unemployment insurance do?
Unemployment cover is designed to pay out up to 65% of your monthly income for up to 12 months, so you can keep paying your bills and housing costs while you look for new employment.
You can also choose to add ‘carers cover’ to your policy. This can help provide you with protection in case you’re forced out of work to care for your loved ones.
Our expert advisors can help you find the unemployment insurance policy that best suits your needs, and help you avoid paying more than you need to on your premium.
Why unemployment insurance?
16 million people reportedly have less than £100 in savings leaving, them no protection for 'a rainy day', but most of us need protection so that we can ensure that when we are out of work, we can still pay the bills.
Mortgages, rent, energy bills, running the car, insurances, council tax and of course food, all are basic expenses which will need to be paid regardless of if we are working or not. The financial implications of not being able to pay the rent or the mortgage could be severe.
Unemployment insurance can help make sure you’re able to pay these essential bills if the worst happens.
Tools to help with your Unemployment Cover needs
Understand your own risk and what life might have in store for you.
Risk Calculator Tool
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Howden Life & Health is Trading style of Howden Employee Benefits & Wellbeing Limited which is part of the Howden Group. Registered in England and Wales under company number 2248238, with its registered office at One Creechurch Place, London EC3A 5AF. Authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 312841). The Financial Services Register can be accessed through www.fca.org.uk. Office address: Howden Life & Health, Ageas House, The Square, Gloucester Business Park, Brockworth, Gloucester, GL3 4ZP. The availability and promotion of some of the products within our websites may be restricted by law in certain jurisdictions outside the UK. Our websites do not constitute an offer or solicitation to anyone in any jurisdiction, or to any person to whom it is unlawful in any way to make such an offer or solicitation. All data collected within our websites is handled in accordance with our Privacy Policy, which includes information on the use of cookies. All business is transacted in accordance with our Terms of Business.
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